Personal finance
Your money, visible to nobody else
You can use the whole personal side of the platform without ever joining a group. Nothing here is a trial that expires into a group feature.
What you get on your own
- 01
Income & expenses
Record what comes in and what goes out, with categories and subcategories that match how you actually think about money.
- 02
Recurring entries
Rent, salary, subscriptions and anything else that repeats. Set once, tracked every month.
- 03
Budgets
Set a limit per category and see where you stand before the month ends, not after.
- 04
Bills & EMIs
Utilities, credit cards, loan instalments and insurance, with due dates and reminders ahead of time.
- 05
Savings goals
An emergency fund, a trip, a deposit. Target, deadline, and what you need to put aside each month.
- 06
Your own reports
Spending by category, monthly trends, and a clear export whenever you want your data.
Privacy
No one sees your personal ledger
This is worth stating precisely, because most products are vaguer about it than they should be.
Your personal income, expenses, budgets and goals are visible tono other user at any level. Not the people you share groups with. Not the admin of a group you joined. Not our own staff.
A group role grants visibility into that group's shared activity and nothing else. There is no permission anywhere inKeptPact that exposes one person's personal finances to another.
Early access
Be first to use it
Leave your email and we'll tell you when the web app opens. No marketing drip, just the launch.
We store your email only to notify you about launch. Nothing else, and no sharing. See our privacy policy.