Group finance
For money that belongs to more than one person
Flatmates, families, friends on a trip, a neighbourhood committee, a savings circle. Anywhere several people put money towards something shared.
What a group can do
- 01
Flexible splits
Equally, by exact amount, by percentage, or leave a member out of one expense entirely.
- 02
Live balances
Who owes whom, kept current as expenses land. No spreadsheet, no end-of-trip reckoning.
- 03
Explicit settle-up
Closing a balance is a recorded act, not someone saying it is sorted. A closed balance stays closed.
- 04
Contribution schedules
Fixed amounts on fixed dates, with expected against actual tracked per member.
- 05
Roles that make sense
An admin runs the group. A manager can keep the books without being able to add or remove people.
- 06
Documents & proof
Attach receipts, payment proof and agreements to the record they belong to.
Getting everyone in
Share a link. Approve who joins.
The slowest part of any group tool is getting twelve people to sign up. Three ways in, so nobody is left out of the ledger.
- A join link
- Drop it into the group chat. Revoke or regenerate it whenever you like.
- A short join code
- Readable over the phone, for anyone who won't click a link.
- Added by the admin
- A member can be added by name and number before they've signed up at all. Their share, balance and history are tracked from day one, and become theirs when they join.
Joining always needs approval
A link admits someone as a member and never anything more, and only once a group admin approves the request.
That matters because a new member can see the group's full financial history, which is the only way to verify your own balance. A link forwarded into a wider chat should never quietly let a stranger read the books.
Early access
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